Actuarial Analyst – Parametric Pricing, eKutir, Leeds (fixed-term project) | Oct 2025 – Jan 2026

• Researched parametric agricultural insurance to identify data requirements and define a product development roadmap, clarifying the client's initial misconceptions and enabling an informed technical feasibility assessment.

• Developed a pricing prototype using bootstrapping and Extreme Value Theory (EVT) within three days, simplifying temperature and rainfall modelling and accelerating project delivery by two weeks.

• Quantified premium volatility and basis risk using a 70-year weather and loss dataset to evaluate commercial viability.

• Optimised the payout trigger structure using ODE-based stochastic simulations, reducing basis risk by 20%.

Actuarial Intern – IFRS 17 Reserving, China Life Insurance (Overseas), Hong Kong | Feb 2024 – Aug 2024

• Analysed CSM present value attribution, identifying underperformance in early-year cohorts caused by an overly conservative investment component release methodology.

• Evaluated alternative CSM methodologies, quantifying their impact on profit emergence and sensitivity to support methodology selection.

• Developed and automated IFRS 17 sensitivity models in Python and VBA, reducing manual workload by 80%.

• Investigated anomalies through root cause analysis and cross-team collaboration to develop remediation actions.

• Re-evaluated economic sensitivities within two days using multi-year trend extrapolation to meet tight audit deadlines.

Product Specialist – Software Product Design, Definesys Information Technology, Shanghai | Jul 2022 – Sep 2023

• Promoted to Product Specialist after receiving the highest possible rating in the first annual review.

• Performed structured market and strategic analysis to support product positioning and commercial decision-making.

Actuarial Intern – Consulting
Deloitte Consulting, Shanghai | Apr 2022 – Jun 2022

• Developed more than 20 actuarial tools in Python and VBA, improving data processing efficiency and data reliability.

• Delivered Mack and bootstrapped reserving models under Solvency II independently within a two-week timeframe.

• Clarified system functionality, requirements, and limitations in non-technical language to improve client understanding.

Education

Cass Business School
MSc Actuarial Management (Merit) | Sep 2024 – Aug 2025

• Projects included constructing frequency and severity pricing models and using stochastic simulation to model reserve variability and Solvency II capital requirements.

Institute and Faculty of Actuaries
Actuarial Student and Researcher

• Publication: Impact of Commission Elimination in the UK and Solutions Through AI Innovation.

Shanghai Jiao Tong University
BSc Statistics (2:1 equivalent)

• Publication: Enhanced Bayesian Online Change-Point Detection Algorithm for Baseline Shifting Time Series.